how to use finloup

how it worlks EN

finloup journey

instalments at the checkout

the safest and easiest way to buy - and sell! - in 4 interest-free payments. Just choose finloup at the checkout!

how it works

at finloup, consumers come first. Easy, affordable and secure access to products consumers need now. Zero interest. Zero hidden fees. Zero surprises.


works online or in-store

you're browsing online or in-store. You see the goods you need, but the price tag...ouch, you can't afford it!


instalments powered by Open Banking

securely share your banking data. We ensure the instalment plan meets your needs. No hidden fees, no interest.


easy, automated payments

provide your debit card to pay the 25% of the price at checkout and the rest over 30, 60 and 90 days. No catch.

how to use finloup

4x interest-free instalments at checkout. Easy, affordable and secure.

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buy what you want now and pay later. No credit card or bank loan required - just your e-banking and your debit card.

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convert browsers into buyers with instalment plans at the checkout, increasing your customers purchasing power.


What is finloup?

finloup facilitates fair and transparent instalment plans so you can pay over time for the things you need. We offer affordable monthly payments — usually 3 months — so you're in control. From day one, you know how long you'll pay, and you know how you'll pay because we never charge late fees or other hidden fees.
At partner merchants, you can choose finloup as a payment option and easily pay with an instalment plan on the spot. We currently offer 4 payments, the first paid at checkout.

How can I get a refund?

Please contact the store you bought your items from to request a return or refund. They will let you know if a return is possible and will inform you of the refund amount, based on their own return policy.
Any payments made will be directly refunded to your card once the store accepts your return. Depending on your bank, it may take several days for the funds to appear on your account.

How do I make a payment early?

You can pay for your purchases whenever you want before the due date, no fees nor penalties. Just shoot us an email at with your order number and we'll assist you.
Payment information is processed securely by Stripe, the global leader in payment processing.

What happens if I miss a payment?

No worries, we understand life can take unexpected turns. We don't charge late fees; we were built to empower your wallet, not take from it.
Just let us know of your financial difficulties by shooting an email at and we'll make our best efforts to help you.

How you use my personal data?

Protecting your data is our top priority.
We meet all industry standards for protecting your personal information. Our policies safeguard the collection, use, and disclosure of your information. We use a variety of methods to keep our network secure and your data safe.
We will only use your personal information when you allow us to. Most commonly, we will use your personal data in the following circumstances:

  • -Where we need to assess your eligibility for a finloup instalment plan offered by our merchants
  • -Where it is necessary to complete your information in forms and/or instalment plans between you and the merchant from where you wish to buy goods or services via a finloup payment option.

Want to know more? Check our Privacy Policy and Terms of Service

pay in 4

discover the stores where you can buy now and pay in 4, without a credit card.


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