credit in the open era
Personalised microloans for out-of-pocket costs.
Easy, affordable, and 100% online.
Are you an Insurer?
Improve your customer experience by providing microloan options at the point-of-service, when your policy holders cannot afford high out-of-pocket costs.
finloup for insurers
Are you a Lender?
Reach new profitable borrowers and maximise your consumer microloan portfolio with borrowers assessed by cutting-edge credit risk technology.
finloup for lendersWhy instant microloans in Insurance?
Out-of-pocket costs for car repairs and health treatments pose a serious threat to policy holders who are strapped for cash.
Sales increase
The “buy now, pay later” solution for emergencies allows consumers to buy services even when they are strapped for cash, in a clear and transparent way.
Improved CX
Insurers support their customers even when out-of-pocket costs arise and they can't cover them. Customers are backed when they need help the most.
De-commodified product
Insurers are becoming digitally-enabled and shift from discount-based differentiation to value-adding services, with a price-tag that can drive sales.
Instant microloan
No need for consumers to go to a bank and fill-out complicated applications. They complete the process on their smartphone at the point-of-service.
No credit score impact
Only soft credit checks when the consumer is not eligible for a microloan. Finloup acts as a shield for consumer protection - no more toxic loops of credit.
Controlled payments
Payment is always the same - no unexpected fees. The consumer knows exactly when the microloan ends and how much money she needs to pay each month.
our supporters
We are supported by leading organisations in our journey!
credit in the open era
Get in touch to learn about finloup’s solution