Lease the tech equipment you need, such as smartphones, laptops and tablets, with flexible terms and no upfront cost, saving your business valuable time and money.
What are the benefits of technology leasing?
Low upfront cost
Top-tier devices without locking up your cash in big upfront purchases.
Total flexibility
Need to scale up, switch, or return devices? Upgrade, downsize, or buy out according to your business needs.
Tax benefits
Turn your tech costs into business advantages. Your monthly payments count as operational expenses (OpEx).
Worry-free experience
No stress, no downtime. Finloup covers damages, provides replacements, and handles everything.
Customer reviews
Koukoutsi project
I recently leased 2 laptops and 1 phone for myself and my assistant, and I’m very happy with the experience. Everything was explained clearly and the service was fast and efficient. I saved a lot of money - I would normally rent a camera for my work, but now I do everything with the iPhone. A reliable company that also contributes to the circular economy in a really meaningful way.
Georgios Gatos
The process was simple, the phone arrived in perfect condition, and most importantly, I feel in control. If something happens, it’s not my problem. In two years, I’ll return it and get a new one - heavy use really takes a toll on the battery. And if anything changes in the meantime, I have options. For me, since my phone is a work tool, that makes all the difference.
Manos Tsoutis
I urgently needed an iPad and an iPhone 16 Pro for my business, and within just a few days I had everything in my hands. The leasing process is incredibly convenient, especially for new businesses like mine where you don’t want to drain your cash from day one. The Finloup team truly knows what they’re doing. They supported me at every step and answered all my questions. I highly recommend them without hesitation.
Panagiotis Koulouvardis
With Finloup, we found a professional partner who gives us exactly what we need (again and again) with flexible payments and real support when things get tough. Everything happens fast, with excellent communication throughout. What more could you ask for? Oh, and the best part? If we don’t need something or it’s not right for us, we can simply return it.
Panos Drivas
I leased two smartphones (iPhone 16 Pro) for my work needs. The process was very straightforward and the service immediate. From the moment I filled out the interest form to the delivery of my devices, everything moved quickly and smoothly, without any issues.
Our service at a glance
What are the benefits of technology leasing and how can you apply? Take a look at the main features of our leasing service!
In the press
Finloup: Making tech leasing sustainable and affordable
Finloup, a Greek fintech startup, is redefining how businesses access technology through flexible device leasing services.
Finloup: Expanding its presence in device leasing and forming partnerships with retailers
Finloup recently secured over €1 million in funding, supported by both existing and new investors.
Finloup: Raises new funding of over €1 million
With fresh capital from Greece and abroad, finloup is looking ahead to the growing market of tech leasing for businesses.
Finloup: Helping businesses stay equipped with leased devices
Finloup provides flexible device leasing for professionals and companies, helping them stay productive without heavy upfront costs.
<p>Άλλα δημοφιλή προϊόντα</p>
<p>Popular business tech</p>
Leasing VS Buying
Choosing leasing, you have low upfront costs
Choosing buying, you have high upfront costs
Choosing leasing, you enjoy regular upgrades
Choosing buying, you get stuck with outdated models
Choosing leasing, you have better cash-flows
Choosing buying, you have high Capital Expense that affects liquidity
Choosing leasing, you have damage coverage
Choosing buying, you have to pay for any repairs
Choosing leasing, you return, upgrade or purchase according to needs
Choosing buying, you make extra investments for upgrades
Monthly lease is claimed as Operating Expense
Purchase is considered a Capital Expense that recuperates
Customer testimonials
Michalis Antoniou, Chief Product Officer, Hellas Direct
Finloup’s service was exactly what we needed to stay flexible with our devices while continuously enhancing our Quality Assurance processes. Leasing high-quality equipment gave our teams the freedom to test, iterate, and adapt without the burden of upfront costs or long-term commitments. This agility has been invaluable in keeping our operations efficient and responsive to change.
Dimitris Resvanis, Green Architecture owner
I manage a team of 16 people who need reliable, high-performance devices to deliver on demanding projects. Leasing allowed me to equip everyone without draining our cash reserves upfront, something that would have significantly slowed down our plans. Instead, we now have the right tools at the right time, with the flexibility to upgrade whenever needed. It’s a solution that keeps our team productive while preserving our liquidity for real business growth.
Menelaos Petousis, co-founder dikaio.ai
With finloup, we found a leasing solution that truly supports dikaio.ai’s growth. By leasing laptops and smartphones, we secured predictable cash flow and fast technical support, both critical for an early-stage team that cannot afford delays due to malfunctions or replacements. Finloup fully understands the technical needs of our team.
Product categories
Ενδιαφέρεσαι για κάποια άλλη συσκευή;
Επίλεξε την κατηγορία και το μοντέλο που θα ήθελες με leasing και θα σε ενημερώσουμε άμεσα για τη διαθεσιμότητά τους.
Frequent questions
What is the process?
What is the process?
Great, you have decided that one of finloup’s leasing plans meets your business’s needs! All you have to do is submit your application, and finloup’s Business Department will take care of the rest.
Here you can find a detailed guide that will walk you through the application process step by step.
What are finloup' s leasing plans?
What are finloup' s leasing plans?
Fixed 24
The 24-month leasing plan is perfect if you want to upgrade your business equipment affordably every 2 years!
- It has a minimum duration of 24 months, and you pay a lower monthly payment than with the 12-month plan.
- It includes the f-protect, which is valid for one year and covers the cost of the first repair in case of damage.
- At the end of the 24-month term, you can either return, change, upgrade, or buy the devices you leased.
In case of early cancellation of the leasing plan, you don't receive back the guarantee deposit and you also pay an early cancellation fee.
Fixed 12
The 12-month leasing plan is perfect if you want to upgrade your business equipment affordably every year!
- It has a minimum duration of 12 months, and you pay a lower monthly payment than with the 1+ months plan.
- It includes the f-protect, which is valid for one year and covers the cost of the first repair in case of damage.
- At the end of the 12-month term, you can either return, change, upgrade, or buy the devices you leased.
In case of early cancellation of the leasing plan, you don't receive back the guarantee deposit and you also pay an early cancellation fee.
Flex
This is a pay-as-you-go plan. There’s no minimum leasing period you must keep the device.
- You pay a standard monthly lease each month for as long as you want.
- You can terminate your plan and return your equipment, without having to pay any cancellation fee.
- It includes the f-protect, which is valid for one year and covers the cost of the first repair in case of damage.
- It includes an ownership option after 24 months.
If you terminate your plan earlier than 12 months, you don’t receive your guarantee deposit back.
Learn more about finloup's leasing plans here.
What is the f-protect coverage?
What is the f-protect coverage?
With the f-protect coverage, you can enjoy your equipment carefree!
- f-protect covers one (1) repair of the device in case of accidental damage, such as broken screen or water within 12 months.
- f-protect includes a temporary replacement device, for as long as it takes to repair the device you lease.
- f-protect offers warranty for software and hardware issues for the entire duration of your plan.
Learn more about the f-protect coverage here.
What is the reimbursable guarantee deposit?
What is the reimbursable guarantee deposit?
In every new leasing plan, the business pays a reimbursable guarantee deposit equal to 2 monthly payments.
- We use the guarantee deposit to cover the equipment repair cost in case of damage during the leasing period. For the first repair, finloup’s f-protect program covers any extra cost it might need.
- The guarantee deposit is fully reimbursed when you return the equipment in excellent condition.
In the case of the Flex and Fixed 12 plans, if you return the equipment before 12 months, the guarantee deposit is not reimbursed.
In the case of the Fixed 24 plan, if you return the equipment before 24 months, the guarantee deposit is not reimbursed. - If the equipment has been damaged beyond normal use when you return it, we use the guarantee deposit to cover the repair cost.
Can I claim the monthly payments as allowable business expenses?
Can I claim the monthly payments as allowable business expenses?
Just like any invoice for products or services, leasing includes VAT, which is added to the monthly fee. For businesses, however, this VAT is not an extra cost, as it can be fully deducted and offset against the VAT collected from customers.
Can I own the equipment?
Can I own the equipment?
All finloup’ s leasing plans include an ownership or a purchase option.
When you lease a device from us, finloup is the exclusive owner of the product. You can make your equipment your own, with one of the options you'll find here.
What happens if the equipment gets damaged?
What happens if the equipment gets damaged?
If your equipment is damaged during your leasing period, the first time you will need to send it to finloup so we can proceed with the repair. We use your guarantee deposit to pay for the repair of the equipment and we cover any extra cost it might need.
If your equipment is damaged a second time during your leasing period, you cover the entire cost of the repair. If the cost of the first repair was smaller than your guarantee deposit, we use the remainder for the second repair.